Looking for a modern business account that’s fast to open and easy to run day to day? Tide is built for UK sole traders, freelancers, and small limited companies who want less admin, clearer pricing, and practical money tools in one place. With REDDIT200, you can unlock £200 cash by opening a new Tide business account and completing two simple milestones—perfect for kick-starting marketing, software, or supplies.
Why Tide stands out for small businesses
- Fast, app-first onboarding: Open an account in minutes with straightforward verification.
- Tools that remove admin: Invoicing, expense categorisation, receipt capture, and clean exports help you stay organised without spreadsheets.
- Spending controls & team access: Physical and virtual cards, instant freeze/unfreeze, role-based permissions, and spending limits make it simple to manage purchases.
- Works with your stack: Easy exports and popular accounting integrations keep bookkeeping tidy.
- Clear pricing: Start on the free plan and add paid tiers or extras only when you need them.
How the REDDIT200 offer works (exact criteria)
You’ll receive up to £200 cash in two parts after opening a new Tide business account, entering the code REDDIT200 at sign-up, passing verification, and completing the qualifying actions within the deadlines:
- £75 Card Spend Reward
Complete £100 of card transactions within 30 days of sign-up. Once you hit £100 in eligible card spend within that 30-day window, you’ll receive £75. - £125 Instant Saver Reward
Deposit at least £5,000 into a Tide Instant Saver within 7 days of account setup and hold this balance for at least 30 days. After you meet both the deposit-by deadline and the 30-day minimum hold, you’ll receive £125.
Total potential reward: £200 (Paid as £75 + £125 once each milestone is confirmed as completed.)
Step-by-step: Claiming your £200 with REDDIT200
- Start your application
Download the Tide app (or begin on web), choose “Open a business account,” and have your ID and basic business details ready. - Enter the promo code
In the referral/promo field during onboarding, enter REDDIT200 so it’s attached to your application. - Complete verification
Follow the prompts for KYC (identity) and business checks. Turn on notifications in case Tide needs an additional document. - Milestone A — Card spend (£75)
Use your Tide card for genuine business purchases and reach £100 total card spend within 30 days of sign-up. When you meet this threshold, the £75 reward will be paid. - Milestone B — Instant Saver (£125)
Open/activate Tide Instant Saver (inside the app), deposit at least £5,000 within 7 days of account setup, and keep the balance at or above £5,000 for a continuous 30 days. When both timing and balance conditions are met, the £125 reward will be paid. - Check your reward
Tide reviews your activity and credits each reward once its criteria are satisfied. You’ll see the payments in your account.
Timeline example (for clarity)
- Day 0: You complete sign-up and enter REDDIT200.
- By Day 30: Make £100 of valid card transactions to trigger the £75 payout.
- By Day 7: Deposit £5,000+ into Tide Instant Saver.
- Hold for 30 consecutive days from the deposit date, keeping the balance ≥ £5,000 to trigger the £125 payout.
Tip: Set a reminder for the day your 30-day hold ends so you know when you’ve satisfied the Instant Saver requirement.
Who’s eligible?
- New UK business customers only; one reward per business.
- You must enter REDDIT200 at sign-up, pass verification, and agree to Tide’s account terms.
- Some industries or circumstances may be restricted under Tide’s risk policies.
- The promotion is not combinable with other new-account offers unless explicitly stated.
Common pitfalls (and how to avoid them)
- Forgetting to add the code: Enter REDDIT200 during onboarding; adding it later usually isn’t guaranteed.
- Missing the card-spend window: Track your total card spend and reach £100 within 30 days.
- Late or insufficient deposit: Ensure £5,000+ hits Instant Saver within 7 days of account setup.
- Dropping below £5,000 during the hold: Keep your Instant Saver ≥ £5,000 for a full 30 days; dipping below risks ineligibility.
- Non-genuine transactions: Use the account for real business activity; cash-like or circular flows can be excluded.
Pro tips to qualify smoothly
- Act immediately: Make your first purchases and schedule the Instant Saver deposit as soon as your account is open.
- Use the account for real spend: Pay a supplier, subscription, or essential stock to reach the £100 card threshold naturally.
- Buffer the saver balance: Consider depositing a little over £5,000 to avoid accidental dips (e.g., interest/fees/rounding).
- Keep simple records: Save receipts and note dates; it helps if you need a quick review with support.
Smart ways to use your £200
- Marketing tests: Try ads, print materials, or a launch offer.
- Essential tools: Put the reward toward accounting, analytics, or automation software.
- Stock & supplies: Cover a first batch or replenish essentials without squeezing cash flow.
T&Cs summary (quick view)
- Eligibility: New UK business customers only; one reward per business. Account approval is at Tide’s discretion.
- Promo code: REDDIT200 must be entered during sign-up.
- Reward 1: £75 for £100 card spend within 30 days of sign-up.
- Reward 2: £125 for depositing £5,000+ into Tide Instant Saver within 7 days of account setup and holding that balance for 30 days.
- Payout: Each reward is credited after Tide confirms its criteria are met.
- Restrictions: Not combinable with other new-account promos unless stated. Offer can change or be withdrawn. Standard account fees and terms apply. You’re responsible for any tax implications.
Quick FAQ
Do I need to use the card or just activate it?
You must spend £100 on card transactions within 30 days of sign-up to earn the £75 reward.
Where do I find Instant Saver?
In the Tide app. Open/activate Tide Instant Saver, then deposit £5,000+ within 7 days and hold it for 30 days to earn £125.
Can I split the £5,000 into multiple deposits?
Yes, as long as £5,000+ lands in Instant Saver within 7 days of account setup and the balance stays ≥ £5,000 for the full 30-day hold.
When will I get paid?
Each portion is paid after Tide verifies you completed its criteria: £75 after the card-spend requirement; £125 after the Instant Saver requirement.
Can existing Tide customers claim this?
No. It’s for new UK business customers only, one reward per business.
Final word
If you’re ready to modernise your business banking and want a clean, fast setup, Tide is a strong fit—especially with £200 on the table. Enter REDDIT200 during sign-up, complete £100 of card spend within 30 days to earn £75, and deposit/hold £5,000+ in Instant Saver on time to earn £125. Once Tide confirms both milestones, your £200 lands in your account—ready to put to work for growth.